Category: Your Income in the AI Era

A Boy and His Bot: What I Learned Building with AI

I need to tell you about my relationship with an artificial intelligence. It’s complicated. Not complicated in the way people use that word on social media. Complicated in the way that any relationship is complicated when one party is capable of genuine brilliance and the other party keeps forgetting it’s not a person. I’m the…
It’s Not a Warning Anymore: The AI Job Cuts Are Here

I started Durable Earnings with a simple premise: AI was going to change the math on millions of careers, and most people wouldn’t see it coming until after it arrived. I wanted to be wrong about the speed. I wasn’t. On May 20th, Meta cut 8,000 jobs and forcibly reassigned another 7,000 employees into AI-focused…
The 5-Point AI Vulnerability Assessment for Your Role

If you’re over 40 and trying to figure out what AI means for your job, the worst place to start is your title. “Project manager,” “analyst,” “operations lead,” “marketing director” – those labels are too blunt to tell you much. AI doesn’t replace titles first. It strips out tasks, compresses teams, and makes companies wonder…
How to Spot AI-Proof Skills Before Your Job Disappears

A lot of AI career advice is useless on contact. It tells people to “embrace change,” learn three new tools, and stay calm while executives keep saying the org chart is getting “leaner.” That’s not a plan. That’s a slogan in business casual. The real question is simpler: which parts of your job create actual…
AI’s Impact on Corporate Restructuring: What Mid-Career Professionals Need to Know

Corporate restructuring used to mean the usual corporate nonsense: a consultant shows up, a few boxes move around on the org chart, and everyone pretends the phrase “doing more with less” means something other than “fewer people doing more work.” AI changed the speed of that process. It also changed who gets targeted first. For…
Morningstar Investment Research Tools for AI-Resistant Portfolios

If you’re 52, have a 401(k), and haven’t looked closely at what’s inside it lately, there’s a decent chance you own more AI risk than you think. Not because you made some wild bet on robot overlords. Because broad-market funds kept doing what broad-market funds do, and the biggest winners kept becoming a larger share…
How to Use Credit Karma to Monitor Your Financial Health Amid AI Disruption

If you’re over 40, the financial rules already feel slippery enough. Then AI shows up, starts changing how lenders evaluate risk, how fraud gets committed, and how financial advice gets packaged, and suddenly your credit file is not just a boring adulting document. It’s part of your defensive perimeter. That’s the case for taking Credit…
The Financial Health Checklist Every Worker Over 40 Should Complete

This article may contain affiliate links. If you click through and make a purchase, we may earn a commission at no additional cost to you. We only recommend products or services we believe will add value to our readers. You’re past the experimental phase of your career. You’ve built skills, weathered a recession or two,…
AI Automation’s Impact on 401(k) Retirement Timing

Goldman Sachs estimates 300 million full-time jobs could be automated globally—roughly 25% of all work tasks. If you’re between 40 and 60, managing a 401(k), and working in finance, management, or tech support, that number isn’t abstract. It’s a compression risk on your retirement timeline. This isn’t about apocalypse headlines. It’s about using labor data,…
How to Talk to Employer About AI: Script + Timing Guide

You’re scrolling LinkedIn and see another “AI is coming for your job” post. But instead of panic, picture this: you sit down with your manager next week, armed with a simple script that turns dread into dialogue. Most workers wait until layoffs loom—don’t be them. This guide gives you the when, what, and how to…