Author: Neil Gulino
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It’s Not a Warning Anymore: The AI Job Cuts Are Here
I started Durable Earnings with a simple premise: AI was going to change the math on millions of careers, and most people wouldn’t see it coming until after it arrived. I wanted to be wrong about the speed. I wasn’t. On May 20th, Meta cut 8,000 jobs and forcibly reassigned another 7,000 employees into AI-focused…
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Morningstar’s Portfolio Risk Analyzer: A Guide for Retirees
Retirement portfolio advice gets fuzzy right when it needs to get specific. “Stay diversified” sounds responsible until you’re five years from retirement, taking withdrawals, and trying to figure out whether your actual holdings are built to survive a bad sequence of returns instead of just looking respectable on a pie chart. That’s why Morningstar’s Portfolio…
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Portfolio Careers: How to Combine Multiple Income Streams After 50
A lot of experienced professionals are staring at the same ugly math. One paycheck used to feel solid. Now it feels like a single point of failure wearing business casual. That doesn’t mean the answer is to become a hustling internet goblin with six apps open and a ring light in the spare bedroom. It…
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How to Identify Transferable Skills for a Career Change After 50
You can spend 25 years getting good at work and still freeze when someone asks what else you’d be qualified to do. That’s not because you lack useful skills. It’s because most people were trained to describe their jobs, not the capabilities underneath them. That gets expensive after 50. A January 2025 AARP survey found…
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Interviewing After 50: How to Address Age Concerns with Confidence
You can walk into an interview with 25 years of results behind you and still feel like you’re being quietly judged for the date on your driver’s license. That’s not paranoia. That’s pattern recognition. When you’re interviewing after 50, some employers see judgment, steadiness, and scar tissue in the useful sense. Others see a pile…
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How to Write a Resume That Highlights Experience, Not Age
Job searching after 50 often means squeezing thirty years of work into a document built for shallow screening. The problem is not imaginary. Employers say they value experience, then quietly filter for youth signals when a resume lands in the pile. That does not mean experience stopped mattering. It means packaging matters more than it…
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Networking Strategies for Experienced Professionals: How to Build Connections
If networking makes you want to fake a Wi-Fi outage, that’s not a character flaw. It’s usually a sign you’ve sat through enough bad advice to know the difference between a real relationship and a forced exchange of business cards over stale chicken skewers. That matters, especially after 50. The old playbook starts to feel…
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How to Use Fiverr to Find Your First Freelance Client After 50
You do not need another speech about reinvention. You need a buyer, a clear offer, and a way to get paid without auditioning for a hiring manager who thinks experience is expensive. That is why Fiverr matters. It is not a magic fix, and it is definitely not a personality contest with better fonts. It…
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How to Start a Coaching Business After 50: Monetize Your Expertise
If you’re over 50 and thinking about starting a coaching business, here’s the news: this is one of the rare fields where gray hair doesn’t make you look obsolete. It makes you look qualified. A lot of income advice aimed at experienced professionals is nonsense. Coaching is different. Done right, it’s built around judgment, credibility,…
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Retirement Account Allocation When Timelines Are Uncertain: A Framework
A lot of retirement advice assumes you know exactly when you’ll stop working. That must be nice. For plenty of people in their 50s and early 60s, the real answer is somewhere between “maybe 62 if the layoff hits” and “maybe 70 if the job stays tolerable and the market behaves.” That’s not poor planning.…
